Renters Insurance in Charlotte, Matthews, Concord, Gastonia, NC, Fort Mill, SC, and Surrounding Areas

Renters Insurance Coverage to Protect Your Belongings
Renters Insurance from Craig & Preston Insurance Agency

We hear about home insurance a lot, see advertisements for it, and mortgage lenders mostly require it in Charlotte, Matthews, Concord, Gastonia, Fort Mill, and the surrounding areas. What you don’t hear about so much unless you are chatting with our team at Craig & Preston Insurance Agency, is the importance of having renters’ insurance in place. And this important protection for renters is one of the most affordable options to provide peace of mind that you won’t have to replace your possessions with your own money if they are stolen, destroyed in a natural disaster, or other covered event. Contact our team today to find out just how affordable renters’ insurance can be.

Understanding Renters Insurance: Comprehensive Coverage for Tenants

So why do so many people not have a renters insurance policy? Some think it is too expensive, while others mistaken believe that their landlord is responsible for this coverage. Others believe that what they have isn’t worth enough to bother with renters’ insurance, or that their roommate’s policy will cover their items. The truth is that having renters’ insurance is very affordable, most people have more than they realize, and they need to protect their own belongings and not rely on someone else who has no vested interest in the items.

Renters insurance will cover the replacement cost of things like electronics, clothing, furniture, and other items that you own. This coverage even extends to when you are traveling and have personal belongings stolen. In some cases, your renter’s insurance may also provide for additional living expenses if your main residence is uninhabitable due to a covered peril.

Navigating the World of Renters Insurance: Protecting Your Belongings and Liability

While your landlord has property insurance to cover the building and the grounds, your personal property is your responsibility to insure. In some cases, landlords require their tenants to have renters’ insurance because they know that their insurance doesn’t cover tenants’ belongings. Talking with our team will provide you with important details about renters insurance, how to go about developing an amount for your coverage, and even recommendations for taking inventory to help replace things that end up getting lost from a covered event.

It doesn’t matter why you rent, what is important is that you protect your belongings with a proper renters insurance policy from Craig & Preston Insurance Agency. We have helped hundreds of renters in Charlotte, Matthews, Concord, Gastonia, Fort Mill, and the surrounding areas to sleep better at night knowing that they have the right protection in place. Contact us today to learn more and get your renter’s insurance policy in place before it’s too late.